ThePaymentPlaybook

Introduction Chargebacks are one of the biggest hidden costs in payment processing. When a customer disputes a transaction, you not only lose the sale, but you also pay a fee ranging from $20 to $50. If you get too many chargebacks, your processor may even suspend or terminate your account. 1. The True Cost of Chargebacks 2. Common … Read more

Introduction Choosing the right pricing model for your payment processing can save—or cost—you thousands of dollars per year. The two most common structures are Interchange-Plus and Flat-Rate pricing. While Flat-Rate pricing may seem simpler, it could be costing your business more than you realize. This post will break down both models and help you determine which is best for your business. … Read more

The Hidden Truth About Payment Processing Fees (And Why You’re Overpaying) Introduction Every time a customer swipes their card, merchants pay a percentage of the transaction in fees. While this is expected, what many business owners don’t realize is that they are overpaying. In this guide, we’ll break down the different types of fees you … Read more

Introduction Many business owners think they understand their processing fees, but payment processors often add hidden charges that quietly eat into your profits. These fees may not be obvious unless you know what to look for. In this article, we’ll uncover the most common hidden fees that could be increasing your costs. 1. Monthly & Annual Fees … Read more

Introduction Have you noticed your processing fees slowly creeping up? Many merchants assume fees are fixed, but processors increase rates over time without clear explanations. Common Reasons for Fee Increases