Helping Your Business Take Control of Payment Processing Costs

Most businesses unknowingly lose thousands on hidden fees.

The Payment Playbook was created to help your business stop overpaying for payment processing. With simple and clear insights, expert consulting, and actionable strategies, we help you lower costs, eliminate unnecessary fees, and keep more of your revenue.

We are backed by real-world payment expertise—led by an industry professional who has managed $200M+ in payment programs. With extensive experience managing high transaction payment operations, we understand the complexities of payments at scale. Our expertise is built on real-world, high-stakes operations experience.

Download your free guide: The Merchant’s Guide to Payment Processing Fees. This guide breaks down payment processing fees in simple terms and will help you understand where your organization might be overpaying.

Latest Blog Entries

  • How Chargebacks Are Silently Killing Your Business (And How to Minimize Risk)
    Introduction Chargebacks are one of the biggest hidden costs in payment processing. When a customer disputes a transaction, you not only lose the sale, but you also pay a fee ranging from $20 to $50. If you get too many chargebacks, your processor may even suspend or terminate your account. 1. The True Cost of Chargebacks 2. Common Reasons for Chargebacks 3. How to Reduce Chargebacks
  • Flat-Rate vs. Interchange-Plus: Which One is Eating Your Profits?
    Introduction Choosing the right pricing model for your payment processing can save—or cost—you thousands of dollars per year. The two most common structures are Interchange-Plus and Flat-Rate pricing. While Flat-Rate pricing may seem simpler, it could be costing your business more than you realize. This post will break down both models and help you determine which is best for your business. 1. Understanding Flat-Rate Pricing Flat-rate pricing is straightforward and predictable—you pay the same percentage per transaction, no matter what type of card your customer uses. Pros of Flat-Rate Pricing Cons of Flat-Rate Pricing 2. Understanding Interchange-Plus Pricing Interchange-Plus pricing is more transparent but slightly more complex. Pros of … Read more
  • The Truth About Payment Processing Fees
    The Hidden Truth About Payment Processing Fees (And Why You’re Overpaying) Introduction Every time a customer swipes their card, merchants pay a percentage of the transaction in fees. While this is expected, what many business owners don’t realize is that they are overpaying. In this guide, we’ll break down the different types of fees you pay, why they’re structured the way they are, and how some payment processors increase costs without merchants even noticing. 1. The 3 Main Components of Credit Card Fees When you process a payment, the fees are divided into three parts: Most merchants only focus on … Read more

Why Work with Us?

Tired of confusing processing statements and unpredictable fees? We provide expert analysis, cost-saving strategies, and one-on-one consulting to help you lower your processing fees without unnecessary provider switches.

  • Performance-Driven Results: Our fee structure aligns our interests directly with your financial outcomes. We are only compensated when we deliver measurable savings. If there are no savings there are no fees.
  • Expert guidance on reducing payment processing costs.
  • Analysis and capture of existing costs.
  • “What-If” modeling for switching providers.
  • One-on one-consultations.